TERMS OF USE AND DISCLAIMERS

 We are pleased to welcome you to the web-site of SG Private Banking, (Asia Pacific) and SG Trust (Asia) Limited.

You need to read the following Terms of Use and Disclaimers (the 'Terms') carefully prior to browsing this web-site (the 'Site'). By accessing this Site, you agree to be bound by the Terms set out hereunder. If you do not wish to be bound by the following Terms, you should leave this web-site immediately.

GENERAL

This Site provides readers with general information about products and services offered by SG Private Banking, Asia Pacific and SG Trust (Asia) Limited (referred to as “SG Group”).

SG Private Banking, Asia Pacific is the International Private Banking division of Societe Generale in the Asia Pacific region. Societe Generale is a French public limited liability corporation, with its Head Office at 29, Boulevard Haussmann 75009 Paris France.

SG Trust (Asia) Limited is incorporated as a public company in Singapore and is registered under the Trust Companies Act of Singapore. It is ultimately wholly-owned by Societe Generale.

USE OF INFORMATION

Nothing contained herein shall in any way constitute any offer to provide any service or product, including without limitation banking or investment products or advice on trustee services, or an offer or solicitation of an offer to buy or sell any securities or other investment product.

The products and services described in this Site may not be available to persons in certain geographical locations. It is SG Group’s policy not to knowingly provide the services described herein to any person if the provision of such services would be in violation of the law of such person’s country of residence and/or citizenship.

 While reasonable care has been taken in compiling the information contained herein, such information is not intended to and should not be used or relied upon for any transaction. Although the information on this Site was accurate at the time of publication, we do not warrant in any way, either express or implied, on the accuracy, completeness and reliability of the information.

Any person interested in contracting for any of the products or services described herein must contact SG Group at the contact details provided to inquire about the availability of such services or products and the contractual terms and fees associated therewith.

LIMITATIONS ON LIABILITY AND INDEMNITY

Under no circumstances, SG Group, its branches, subsidiaries or affiliated companies (the ‘SG Group’) or any staff of the SG Group will be liable for any losses, damages incurred or claims made by any persons as a result of access to or use of the information on this Site.

Neither shall the SG Group have any liabilities whatsoever for any failure, delay, interruption or unavailability of access in connection with this Site.

By accessing this Site, you agree to indemnify in full against all liabilities, claims, costs and damages of any kind which may be incurred by the SG Group and all actions and proceedings which may be brought by or against them in connection with the information and/or representations posted on this Site and in the links provided.

RISK DISCLAIMER

This Site does not purport to identify or suggest all of the risks (direct or indirect) which may be associated with a transaction, contract or investment in the products or services described herein.

SG Group assumes no fiduciary responsibility or liability for any consequences financial or otherwise arising from investing in the products or contracting for the services described in this Site. Investors should make their own appraisal of the risks and should consult to the extent that they deem necessary their own legal, financial, tax, accounting and other professional advisors to ensure that any decision made is suitable in the light of their own personal circumstances and financial position.

LINKS

 We have provided links to other sites for your easy reference only. We have not reviewed the information or the security associated with these links. No warranties are therefore provided as to the accuracy, reliability or completeness of the information in the sites.

Should you decide to follow the links provided to other sites, you shall do so at your own risks. We expressly disclaim any liabilities arising from your access to the other sites from the links provided herein.